Healthcare costs increase 1.5 times faster than wages.
With healthcare costs skyrocketing, it's no surprise that more than 60% of bankruptcies in the country are related to the inability to pay medical bills. This is what makes health insurance so important for individuals, families, and businesses.
But how can you be sure you're getting the coverage you need?
Our friendly agents are updated on the changing health insurance laws so we can better serve our neighbors in Arizona and beyond. Kohlhase Insurance can guide individuals and employers on how to stay compliant with Affordable Care Act, and keep you informed of all of your options—allowing you to select the best policies for your family or employees.
Enjoy Comprehensive Health Insurance Like Never Before
Health insurance providers are required by law to provide a broader range of benefits than they used to, which means better coverage for your family. At Kohlhase Insurance, our agents shop around on your behalf, designing an individualized policy that caters to your needs, but it's important to remember that certain factors can influence your premium. Your age, family size, and local healthcare costs will influence policy pricing.
In general, the most basic health insurance policy will cover:
- Trips to the emergency room
- Doctor visits
- Prescription medication
- Lab work
- Surgeries and other procedures
- Specialized care
You may want to consider adding long term care insurance or supplemental insurance to your individual plan. These options give you a much-needed safety net if you're unable to work or require extensive care for an indeterminate amount of time.
Employee Benefits Matter
Employers looking to offer benefits can get everything they need through Kohlhase Insurance. Whether your company is local to Mesa, Arizona or you own a business in another state, we can provide you with affordable group health plans that meet all the legal requirements. Contact us at 888-832-0830 for free quotes.